Secrets to Improve Your Credit Score: Federal Home Energy Efficient Mortgage Program

Monday, October 25, 2010

Federal Home Energy Efficient Mortgage Program

An Energy Efficient Mortgage is a mortgage loan that is funded by a traditional lending institution and is insured by the Federal Housing Administration. Borrowers do not have to qualify for the additional funds and no additional down payment is required. The thinking behind this is that the money saved on the consumer’s utility bills will offset any increase in the monthly mortgage payments.

Read more at Suite101: Energy Efficient Mortgage Program (EEM): Federal Home Improvement Loan for Purchase or Refinancing http://home-mortgages.suite101.com/article.cfm/energy-efficient-mortgage-program-eem#ixzz0tiSQy597

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