Rebuild your credit, increase your credit score and reach your financial goals. That great credit score you used to have before the economic downturn, job loss, divorce or even bankruptcy is possible. All need is the proper tools and determination! You will find all the tools you need here, the determination is you part.
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Wednesday, October 27, 2010
Quick Tip #1 for Business Credit
Tuesday, October 26, 2010
The Four Tiers of Business Credit and the Personal Guarantee
Read more at Suite101: The Four Tiers of Business Credit and the Personal Guarantee http://business-mortgages.suite101.com/article.cfm/the-four-tiers-of-business-credit-and-a-personal-guarantee#ixzz0vPoJUNca
Monday, October 25, 2010
Federal Home Energy Efficient Mortgage Program
Read more at Suite101: Energy Efficient Mortgage Program (EEM): Federal Home Improvement Loan for Purchase or Refinancing http://home-mortgages.suite101.com/article.cfm/energy-efficient-mortgage-program-eem#ixzz0tiSQy597
Business Credit and Business Credit Scores
Read more at Suite101: Business Credit and Business Credit Scores http://business-financial-planning.suite101.com/article.cfm/business-credit-reports#ixzz0vPmBE1DZ
Organizing a Business to Establish Business Credit
Read more at Suite101: Organizing a Business to Establish Business Credit http://business-loans.suite101.com/article.cfm/organizing-a-business-to-establish-business-credit#ixzz0vPnJt6Cv
Friday, October 15, 2010
State of Texas Statute of Limitations
Texas Interest Rate Limitations*
- Legal: 6% with agreement can charge up to 18%. w/o agreement - statutory interest of 6% begins to run 30th day after becoming due
- Judgment: 18% or the rate in the contract, whichever is less.
Texas Collection Statue of Limitations
- Open Acct.: 4 years
- Written Contract: 4 years
- Domestic Judgment: 10 years (Renewable)
- Foreign Judgment: 10 years (Renewable)
Texas Bad Check Laws (Civil Penalty)
- N/A
General Garnishment Exemptions in Texas
- 100% of Wages
Texas Collection Agency Bond and License Requirements
- Bond: Yes
- License: No
- Fee: No
Usury Laws
Tuesday, October 12, 2010
What is the difference between your FICO Score and FICA Score?
Read more at Suite101: Credit Score, FICO Score, and FICA Score: What is the Difference Between these Credit Rating Terms? http://consumereducation.suite101.com/article.cfm/credit_score_ratings_fico_score_and_fica_score#ixzz0tiLgkKkZ
Sunday, October 10, 2010
What is the Federal Truth in Lending Act
What is the Uniform Consumer Credit Code
Which are 23 states where courts have jurisdiction over foreclosure?
- Connecticut
- Delaware
- Florida
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- New Jersey
- New Mexico
- New York
- North Dakota
- Ohio
- Oklahoma
- Pennsylvania
- South Carolina
- South Dakota
- Vermont
- Wisconsin
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