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Tuesday, August 10, 2010

Keeping Your Credit Score High

Credit scores can be lowered by a number of events. Most consumers know that paying bills late or having a collection account added to their credit report will automatically lower their credit score. Credit savvy consumers even know that maxing out credit card accounts will have a negative effect on their credit rating. What many people don't know is that they can lower their credit score by using the wrong type of finance company, closing the wrong account or even shopping for a car.

Read more at Suite101: Keeping a High Credit Rating on a Credit Report: Ten Unexpected Ways to Lower a Credit Score http://consumer-responsibility.suite101.com/article.cfm/keeping-a-high-credit-rating-and-credit-reports#ixzz0tiRt76uE

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FTC Required Disclosure

The Federal Trade Commission requires that I disclose any relationship I may have between a product manufacturer or service provider when I write about a product or service.

My intention for this blog is to provide consumers with the knowledge to improve their current personal credit situation. It is the readers responsibility to do additional research and to make responsible decisions based on their own personal financial situations.

My promise to my readers is as follows:

  • I am never paid to do a review of a product or service. I do not accept money to review credit cards, credit repair companies etc... When reviewing a product or service, I invest my own time and money to review and test credit products and credit services listed on this site.
  • No advertiser will ever influence the content, topics or posts made in this blog. Just because there is an advertisement for a particular product or service on this site, it does not necessarily mean it has been endorsed by the author of this blog.
  • If I create a link to a product or service on this site, sometimes I may get paid a commission if you purchase the advertised product or service. These links are included after posts are written, and posts are never composed for the purpose of including advertising.

I feel the rules and practices listed above are just good business in today’s digital world. It is important for you the reader to understand the relationship between the person reviewing a product and the manufacturer or service provider.

If you don’t see a disclosure policy on a blog, that reviewer may be violating the law or at the very least the Code of Ethics.