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Thursday, July 15, 2010

Top Secured Credit Card Programs

There are a number of Secured Credit Card Programs out there.  Policies and fees vary as well as the approval process for each bank card issuer.  Some cards offer unsecured status after a period of timely payments, other will never become unsecured credit cards.

Below is a list of over 20 Secured Card issurers and links to the appropriate application pages are located in the link section on the main page below.  Be sure to book mark this page and visit often as it will be updated as new information and offers are available.
  • Amalgamated Bank of Chicago
  • American Momentum Bank
  • Applied Bank
  • Banco Popular
  • Bank of America
  • Capital One
  • Fifth Third Bank
  • First Premier Bank
  • Flatbush Federal Bank
  • Hartland Bank
  • Merrick Bank
  • Navy Federal Credit Union
  • New Millennium Bank
  • Orchard Bank
  • Plains Commerce Bank
  • Public Savings Bank
  • Ranier Pacific
  • United Bank of Philadelphia
  • U.S. Bank
  • Wells Fargo
  • Zions Bank

Do you homework and research each card offer carefully to determine the best program for you.  I do my best to provide you with the most accurate and up to date information, but card issuers can change program offers and guidelines without notice.  Please verify ALL information before applying to any credit card offer listed here or elsewhere.

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FTC Required Disclosure

The Federal Trade Commission requires that I disclose any relationship I may have between a product manufacturer or service provider when I write about a product or service.

My intention for this blog is to provide consumers with the knowledge to improve their current personal credit situation. It is the readers responsibility to do additional research and to make responsible decisions based on their own personal financial situations.

My promise to my readers is as follows:

  • I am never paid to do a review of a product or service. I do not accept money to review credit cards, credit repair companies etc... When reviewing a product or service, I invest my own time and money to review and test credit products and credit services listed on this site.
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I feel the rules and practices listed above are just good business in today’s digital world. It is important for you the reader to understand the relationship between the person reviewing a product and the manufacturer or service provider.

If you don’t see a disclosure policy on a blog, that reviewer may be violating the law or at the very least the Code of Ethics.