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Saturday, July 17, 2010

Unsecured Credit Cards

Unsecured credit cards are credit cards issued to consumers with good credit (now at least 700 or above). 

If you are looking to improve your credit score after a negative financial life event these types are cards are usually out of your reach until you are able to raise your credit score to above 700 and all negative accounts have fallen off (or been removed) over time.  

Normal unsecured credit cards are usually the ultimate goal to reach for when rebuilding one's credit.

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FTC Required Disclosure

The Federal Trade Commission requires that I disclose any relationship I may have between a product manufacturer or service provider when I write about a product or service.

My intention for this blog is to provide consumers with the knowledge to improve their current personal credit situation. It is the readers responsibility to do additional research and to make responsible decisions based on their own personal financial situations.

My promise to my readers is as follows:

  • I am never paid to do a review of a product or service. I do not accept money to review credit cards, credit repair companies etc... When reviewing a product or service, I invest my own time and money to review and test credit products and credit services listed on this site.
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I feel the rules and practices listed above are just good business in today’s digital world. It is important for you the reader to understand the relationship between the person reviewing a product and the manufacturer or service provider.

If you don’t see a disclosure policy on a blog, that reviewer may be violating the law or at the very least the Code of Ethics.