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Wednesday, July 14, 2010


Congratulations on your decision to gain control of your credit report.

Our credit score and credit report are becoming more important to every day life.  Not knowing what your credit is saying about you could keep you from getting that dream job you have been after, purchasing a home or much needed transportation. It is essential to know:
  • What is on your credit report.
  • How the information got there.
  • How it effects your credit score.  
The intention of this blog is to empower the reader with the knowledge of how to control their credit score instead of the other way around. 

Having over 20 years experience with potential home buyers trying to rebuild their credit, I'd like to share some of the most effective ways to rebuild your credit quickly and managing the newly found freedom of good (or even excellent) credit for long term credit success.

Edited to add:
Regular post are scheduled to begin August 1, 2010.  Be sure to subscribe to this feed or follow this blog for the wealth of information that is coming!

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FTC Required Disclosure

The Federal Trade Commission requires that I disclose any relationship I may have between a product manufacturer or service provider when I write about a product or service.

My intention for this blog is to provide consumers with the knowledge to improve their current personal credit situation. It is the readers responsibility to do additional research and to make responsible decisions based on their own personal financial situations.

My promise to my readers is as follows:

  • I am never paid to do a review of a product or service. I do not accept money to review credit cards, credit repair companies etc... When reviewing a product or service, I invest my own time and money to review and test credit products and credit services listed on this site.
  • No advertiser will ever influence the content, topics or posts made in this blog. Just because there is an advertisement for a particular product or service on this site, it does not necessarily mean it has been endorsed by the author of this blog.
  • If I create a link to a product or service on this site, sometimes I may get paid a commission if you purchase the advertised product or service. These links are included after posts are written, and posts are never composed for the purpose of including advertising.

I feel the rules and practices listed above are just good business in today’s digital world. It is important for you the reader to understand the relationship between the person reviewing a product and the manufacturer or service provider.

If you don’t see a disclosure policy on a blog, that reviewer may be violating the law or at the very least the Code of Ethics.